Owe Nothing But love
Paul's advice to us is to owe nothing but love. In Romans 13:8 is an indication that God doesn’t want us to live a debt ridden life. For very good reasons, overpowering debt keeps us chained; debt creates discord in our marriages; all our attention is focused on debt when we should be focussing on God, looking to Him for the answers. Trusting Him to be our true source, this becomes more important, crucial in fact in these times where companies are closing down left, right and centre all around us. Are you in a position where you can't see any light in the tunnel, either from the side you came in or going to get out.
Try the following steps:
Prayer
Sincere prayer works, seek God's guidance, wait upon Him. Pray the solution, not the problem; I know it is a cliché, but try it. After praying the solution believe it, and affirm it; stop saying and thinking “I don’t know how, what, where or when” If you really need to sprout “I don’t know” then qualify it with “I do